Skip to content
NAE logo
  • Our Results
  • About Niraj Sir
  • Why NAE
  • Courses
  • Student Reviews
  • Free Resources
  • Blog
  • Contact
  • Our Results
  • About Niraj Sir
  • Why NAE
  • Courses
  • Student Reviews
  • Free Resources
  • Blog
  • Contact
Enquire now
₹0.00 0 Basket
Home/Policies
Privacy policyRefunds and cancellationsShipping and deliveryTerms and conditions

Policies

Terms and conditions

The rules for using the NAE website, courses, recordings and study material.

Last updated: 21 October 2026 · Previous version: Nov 2023

In short

  • Courses and materials are for your personal study only.
  • Do not share your login, record classes or pass on NAE material.
  • Fees are non-refundable; see the refund policy for exceptions.
  • NAE helps you prepare but cannot guarantee a pass or rank.

On this page

1. Agreement

These terms govern your use of the NAE website and services. By using our website or services, you agree to be bound by them.

2. Use of our services

Our services are intended for educational purposes only. You may not use them for any illegal or unauthorised purpose, and you agree to comply with all applicable laws when using them.

3. Your account and access

Each account is for one student. Do not share your login details. Course access lasts for the validity stated on the course page; for some courses this is until you pass the exam. We may limit the number of devices per account.

4. Recordings and study material

Lectures, books, notes and test papers are for your personal study. You may not record, download, copy, share or sell them. If we find material being shared, we may end your access without a refund.

5. Intellectual property

All content on our website and services, including text, graphics, logos, images, videos and software, belongs to NAE or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute or display any part of it without our prior written consent.

6. Payment and refunds

You agree to pay all fees for the services you choose. All fees are non-refundable, except as described in our refund and cancellation policy.

7. Batches, schedules and syllabus

Class timings, faculty and batch dates may change for practical reasons; we will inform you in advance where possible. Course content follows the ICAI syllabus and is updated when ICAI changes it.

8. Results

We work hard to help every student prepare well, but results depend on each student’s own effort. Enrolment does not guarantee that you will pass an exam or achieve a particular rank.

9. Limitation of liability

Our liability to you is limited to the amount you have paid for our services. We are not liable for any indirect, incidental or consequential damages arising from your use of our website or services.

10. Indemnification

You agree to indemnify and hold harmless NAE and its affiliates, officers, agents and employees from any claim or demand, including reasonable legal fees, made by a third party because of your use of our website or services, your breach of these terms, or your violation of another person’s rights.

11. Termination

We may suspend or end your access to our website or services if you breach these terms.

12. Governing law

These terms are governed by the laws of India. Any dispute will be subject to the courts at Kolkata, West Bengal.

13. Contact

If you have any questions about these terms, contact us:

Niraj Academy for Excellence1st Floor, 72 Girish Park North, Kolkata, West Bengal 700006
Phone+91 91477 30100
WhatsApp+91 85839 06464
Emailconnect@nirajacademyforexcellence.com

This page is a redesigned draft based on NAE’s current terms and conditions. Text marked “New” in review mode is suggested and not in the current policy. Have the final wording reviewed by a legal adviser before publishing.

NAE logo

Niraj Academy for Excellence. CA Foundation and CA Intermediate coaching in Kolkata by CA CS CMA Niraj Agarwal.

1st Floor, 72 Girish Park North, Kolkata 700006
+91 91477 30100

Courses

  • CA Foundation
  • CA Inter Advanced Accounting
  • Combinations
  • Mock test series

Academy

  • Our Results
  • About Niraj Sir
  • Why NAE
  • Student Reviews
  • FAQ
  • Contact
  • Gallery
  • My account

Follow

  • YouTube
  • Instagram
  • LinkedIn
© 2026 Niraj Academy for ExcellencePrivacy · Refunds · Shipping · Terms
WhatsApp
Call
Enquire
WhatsApp us
To confirm
Scroll to Top
WhatsApp us